Here’s an amusing bit of luck for you: This morning on the way in to work I stopped at the Starbucks for my usual hot cocoa and a pastry. (I normally get one of the breakfast sandwiches, but I try not to get stuck in that rut.) The total came to four dollars and eighty cents. I knew that my refillable card had somewhere in the vicinity of five dollars left, so I had the cashier give it a swipe just to see what would happen.

Imagine my surprise to see the receipt which read that my card, after completing the purchase, had zero dollars and zero cents remaining!

Neat, huh? Now if only I could translate that kind of luck into something involving serious amounts of cash…